Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Replacement Cost vs. Market Value: What's the Difference?

If you were asked to describe the state of the housing market over the past few years, it could be summarized in one word: unpredictable.At the start of the COVID-19 pandemic, many experts predicted a looming housing crash. But instead of heading into a real estate meltdown, U.S. home prices increased an astounding 37 percent in the two years between March 2020 and March 2022.In...

How to Keep Your TV From Falling Over

There’s nothing like putting your feet up and decompressing by watching your favorite show after a long day. Deep into your latest TV binge, you probably aren’t thinking of what could happen if your TV fell over. But if you have small children or pets running and playing around your house, an unstable TV could cause some serious injury. Why should I be worried about...

811: The Number to Call Before Digging

Whether you’re planting a garden, installing a mailbox or hiring a contractor for a more complex job, it’s important to call 811 before digging in your yard.Why? Calling 811 will get your underground utility lines marked and your project off to a safe start.Utility service lines such as cable TV, telephone, electric, gas, water and sewer are often buried underground. Unintentionally striking one of these lines...

6 Pumpkin Carving Safety Tips

For many, carving pumpkins is an annual tradition. However, pumpkins can be slippery, tough and difficult to work with...let alone create a design on.This Halloween, keep these safety tips in mind when you’re carving your pumpkin masterpiece:Prep your pumpkin and carving area. Keep your pumpkin dry so it doesn’t slip out of your hands when carving. Place newspaper under your pumpkin and have paper towels...

What To Know About Crash Test Ratings and Car Safety Ratings

While shopping for a new or used car, you’ll likely consider a vehicle’s safety ratings before making your final purchase. After all, an accident can happen at any time. And these ratings help to predict how well you’ll be protected in the event of a crash. (The right auto insurance can help, too.)Maybe you’re looking for a car with a five-star safety rating, or one...